Equipment is stolen while travelling to a wedding. The client agreement, backup arrangements, and policy conditions all become relevant.
Why the details matter
Cameras can be replaced. A wedding day cannot. Explore the cover questions behind equipment, client work, and venues. The useful starting point is a description of what happens in practice: who is involved, where the activity happens, and which agreements or responsibilities sit behind it.
Three questions to take with you
- Are second shooters and destination weddings within scope?
- What theft conditions apply to vehicles and unattended equipment?
- How are image loss and failure to deliver treated?
Get the information together
Use current information. If a value, location, activity, or arrangement has changed, point that out rather than relying on the previous policy’s description.
- Client and venue contracts
- Equipment list with serial numbers and values
- Travel destinations and annual bookings
- Second-shooter arrangements
- Backup and file-storage procedures
Read the answer alongside the policy
A general explanation or a certificate may leave important questions unanswered. Ask which wording applies to the specific situation, what is excluded, and what you would need to do if something happened.
Before agreeing to cover
Confirm the named people or entities, start date, territory, limits, deductibles, reporting requirements, and total cost. Keep the proposal and answers for your records. Only the appropriately licensed provider can confirm an offer and arrange the policy.
Open your preparation checklist →